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Insurance for Your Most Important Assets

Through CAP Physicians Insurance Agency, Inc. (CAP Agency), CAP members have access to insurance products for their most important assets. Learn more about coverage and services for you, your family, and your property.

Home and Auto Insurance

CAP Agency works with Farmers GroupSelect® to save members hundreds on home and auto insurance. Plus, policies may be applied for throughout the year. As a CAP member, you’re eligible immediately to receive quotes for customizable policies with group discounts.


            • Good driving rewards                          • Automatic payment options

            • Multi-policy discounts                         • Claim-free driving incentives

            • Multi-vehicle savings                           • Superior 24/7 claim support

Learn more by calling 1-800-438-6381, or visit

Quotes are available too. The CAP discount code is E8B.

Program info. provided by insurers seeking to underwrite business: Farmers Prop. & Cas. Ins. Co., Economy Fire & Cas. Co., Economy Preferred Ins. Co., Farmers Cas. Ins. Co., Farmers Dir. Prop. & Cas. Ins. Co., Farmers Group Prop. & Cas. Ins. Co., & Farmers Lloyds Ins. Co. of TX, all with administrative home offices in Warwick, RI. License listed: Coverage, rates, discounts, & policy features vary by state & product & are available in most states to the qualified.


Identity and Fraud Protection

MetLife offers an all-in-one solution through Aura to help prevent fraud before it even happens. This digital theft prevention benefit is designed to keep you and your family safe from identity theft, financial fraud, and online threats.


            • Financial fraud protection                   • Online & device security

            • Identify theft protection                      • 24/7 customer service support

            • Family protection                               • $1 million insurance for all plans¹

¹As a component of becoming an Aura Plan member, Consumers receive identity theft insurance through a group policy issued to Aura which is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, which is not an affiliate or subsidiary of MetLife. Checking & Savings Cash Recovery and 401(K) & HSA Cash Recovery are part of and not in addition to the Expense Reimbursement limit of liability. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Aura is a product of Aura Sub, LLC. Aura Sub, LLC. is not affiliated with MetLife, and the services and benefits they provide are separate and apart from
any MetLife product.

Legal Plans

For a low monthly fee, MetLife offers legal assistance for some of the most frequently needed personal legal matters—with no waiting periods, no deductibles, and no claim forms when using a network attorney for a covered matter. You can choose from a network of prequalified attorneys, or use an attorney outside of the network and be reimbursed for some of the cost.¹

You can get legal support for:

            • Money matters                                   • Care for the elderly

            • Home and real estate                         • Family and personal situations

            • Estate planning                                  • Civil lawsuits

            • Vehicle and driving issues²

¹You will be responsible to pay the difference, if any, between the plan’s payment and the out-of-network attorney’s charge for services.

²Does not cover DUI.

Pet Insurance

MetLife Pet Insurance¹ offers comprehensive coverage to help make sure your furry family members are protected against unplanned vet expenses for covered accidents and illnesses. CAP members can access affordable rates that can provide long-term savings on essential pet care.


            • The ability to visit any licensed veterinarian or emergency clinic in the U.S.

            • Flexible coverage plans that work for you and your pet, including up to 90% reimbursement
               on veterinary care expenses.²

            • Coverage of previously covered pre-existing conditions when switching providers.

            • Decreased deductible for going claim-free in a policy year.³

Learn more and enroll now by calling 1-800-GETMET8 or visiting

¹ Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

² Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

³ Your pet’s deductible automatically decreases by $25 (IAIC policies) or $50 (MetGen policies) each policy year that you don’t receive a claim reimbursement. May not be available in all states.

CAP Physicians Insurance Agency, Inc. (CAP Agency) is a full-service insurance agency created to support CAP members with their insurance needs. The licensed, trained professional insurance agents with CAP Agency have expertise in all lines of business and personal insurance coverage, and they know healthcare. They can provide you with a comprehensive review of your risk exposures, assess your current coverage, and provide you with comparative, competitive quotes at no cost to you.

For more information about these programs, or for assistance with any other business or personal insurance need, contact CAP Agency by calling 800-819-0061 or emailing