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    • Malpractice And Other Coverage
      • Physicians and Surgeons Coverage
        • Solo Physicians and Small/Midsize Groups
        • Supplemental Benefits
        • Claims and Legal Defense
        • Apply for Coverage
      • CAPAssurance | Large Groups and Hospitals
        • Coverage Overview
        • Large Groups
        • Hospitals and Facilities
      • Business and Personal Insurance
        • Business
        • Life and Disability
        • Personal
        • Choosing the Right Insurance
        • CyberNET HIPAA Training
    • Risk Management
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        • Online CME Program
        • Focused Review Case Studies
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        • Risk Management Institute
        • CAP Speakers Bureau
        • Webinars
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        • Risk Management Self-Assessment Kit
        • Onsite Practice Survey
        • HIPAA Compliance
        • Adverse Event Management
        • All Practice Forms
      • News and Education
        • Featured Articles
        • Featured Videos
        • MACRA Resources
        • All Articles and Videos
      • Publications
        • CAPsules
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        • Webinars
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        • CAP Speakers Bureau
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        • Human Resources Manual
        • Smarter Billing
        • Patient Experience
        • Medicine on Trial: Second Edition
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Medical professional liability coverage is provided to CAP members by the Mutual Protection Trust (MPT), an unincorporated interindemnity arrangement organized under Section 1280.7 of the California Insurance Code. Members pay assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make an Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement.

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