Skip to main content
Physician shaking hands
Go to content

Business and Personal Insurance

Customized Coverage at Great Rates

These products are brought to you by Symphony Health, a division of Symphony Risk Solutions. Symphony Health is CAP’s preferred partner for your business and personal insurance needs, supplementing your medical malpractice coverage from CAP. Members have access to licensed professionals who can provide personalized assistance with a wide range of essential insurance coverages all in one place at competitive rates.

Business Insurance Tailored for Medical Practices

Essential business insurance products available at great rates for CAP members.

A BOP combines a wide range of business liability and property/casualty coverage into a cost-effective package and is one of the best ways to protect your practice.

Customized workers’ comp packages are available to optimally protect you from lawsuits, fines, and penalties associated with work-related employee injuries.

To help protect you from the extraordinary cost and stress associated with cyberattacks, you can get a policy that provides up to $1 million in coverage.

Employment Practices Liability Insurance provides essential coverage to protect your practice from the costs and disruptions arising from employment-related claims alleging discrimination, wrongful termination, harassment, or worse. 

While your current medical malpractice coverage provided through CAP includes telemedicine coverage for patients in California, you may need extra protection for your out-of-state patients.

Errors and omissions insurance and director and officers insurance protect you against claims associated with participation in a corporate entity and professional activities outside the practice, or from allegations of medical non-compliance and fraud.

View all Business Insurance Products
Free insurance consulting and guidance for CAP members

Contact Symphony Health today to speak with a licensed insurance professional.
Call 800-819-0061 or email

Life and Disability Insurance and Voluntary Benefits

Critical coverages all physicians need to protect themselves and their families.

Get up to a $500,000 death benefit paid directly to your beneficiary tax-free and have confidence knowing your family would be financially prepared if something were to happen to you.

(No medical exam required for new members)

You can get guaranteed coverage—with no health exam required—for up to a $10,000 monthly benefit, or up to a maximum of 60% of your income should you become ill or injured and can no longer work.

Secure a $1,000 weekly benefit—guaranteed with no required health exam—to help pay for essential living expenses and other costs that may arise during your recovery from a short-term injury or illness.

Affordable coverage is available to protect you and your family from the unforeseen costs that can arise after a serious accident or illness.

If you are admitted into the hospital, you can get extra coverage that provides up to $2,000 for admission and up to 15 payments of $400 per day with no exclusions for a pre-existing condition.

Excellent rates and flexible plan options are available on routine care and major services for you and your family.

View all Personal Insurance Products
Benefits for Practice Staff
Through Symphony Health, your staff may also take advantage of valuable insurance benefits at competitive group rates.

Additional Personal Insurance

Coverages that can protect you and your family from common everyday threats.

Savings on auto/home insurance policies through Farmers GroupSelectSM.

Protects your assets from liability claims that your existing auto and home policies may not cover. 

Helps cover the costs of vet visits, accidents, illness, and more.

Contact Symphony Health

Business Insurance
Personal Insurance