Business and Personal Insurance
These products are brought to you by Symphony Health, a division of Symphony Risk Solutions. Symphony Health is CAP’s exclusive sponsored insurance agency for your business and personal insurance needs, supplementing your medical malpractice coverage from CAP. Members have access to licensed professionals who can provide personalized assistance with a wide range of essential insurance coverages all in one place at competitive rates.
Business Insurance Tailored for Medical Practices
A BOP combines a wide range of business liability and property/casualty coverage into a cost-effective package and is one of the best ways to protect your practice.
Customized workers’ comp packages are available to optimally protect you from lawsuits, fines, and penalties associated with work-related employee injuries.
To help protect you from the extraordinary cost and stress associated with cyberattacks, you can get a policy that provides up to $1 million in coverage.
Employment Practices Liability Insurance provides essential coverage to protect your practice from the costs and disruptions arising from employment-related claims alleging discrimination, wrongful termination, harassment, or worse.
While your current medical malpractice coverage provided through CAP includes telemedicine coverage for patients in California, you may need extra protection for your out-of-state patients.
Errors and omissions insurance and director and officers insurance protect you against claims associated with participation in a corporate entity and professional activities outside the practice, or from allegations of medical non-compliance and fraud.
Life and Disability Insurance and Voluntary Benefits
Get up to a $500,000 death benefit paid directly to your beneficiary tax-free and have confidence knowing your family would be financially prepared if something were to happen to you.
(No medical exam required for new members)
You can get guaranteed coverage—with no health exam required—for up to a $10,000 monthly benefit, or up to a maximum of 60% of your income should you become ill or injured and can no longer work.
Secure a $1,000 weekly benefit—guaranteed with no required health exam—to help pay for essential living expenses and other costs that may arise during your recovery from a short-term injury or illness.
Affordable coverage is available to protect you and your family from the unforeseen costs that can arise after a serious accident or illness.
If you are admitted into the hospital, you can get extra coverage that provides up to $2,000 for admission and up to 15 payments of $400 per day with no exclusions for a pre-existing condition.
Excellent rates and flexible plan options are available on routine care and major services for you and your family.
Additional Personal Insurance
Contact Symphony Health
Effective November 1, 2023, Symphony Risk Solutions, LLC acquired CAP Physicians Insurance Agency, Inc. (CAP Agency). Symphony Risk Solutions is the next generation of full-service insurance, risk management, and employee benefits consulting. For questions or assistance, contact Symphony Health at email@example.com or at 800-819-0061.