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Important Notice: Credit Card Fees Coming in 2024

Any members making payments to CAP by credit card on or after January 1, 2024, will be charged a 3% fee of the amount billed. This fee will apply to any credit card payments made online, by autopay, by mail, or by phone.

The 3% fee will be implemented in 2024 so that the significant costs associated with credit card processing fees will no longer be absorbed by CAP and thus no longer shared by the entire membership.

CAP and MPT are committed to serving the best interests of each member. Reducing costs is one way to ensure that your rates for medical malpractice coverage remain as stable and affordable as possible.

If you pay your bill by credit card and would like to avoid the 3% fee starting in 2024, you can set up autopay payments via ACH using your checking account securely and easily.

Don’t wait until January! Set up electronic and automatic payments now for hassle-free transactions at no cost!


Here’s How:

1. Visit to log in to your CAP account. If you do not have an account, you will need to register to create one at

2. Once logged in, select the green “Set Up Paperless Billing” button.

3. Select the “Via Email Only” button.

4. Verify your email address and click the “Save Changes” button.

5. Then, simply click on the “Pay CAP Bill” button (agree to the terms and conditions when prompted) and follow the instructions to set up autopay payments by clicking on the “Set Up Autopay Payments” and provide the required information for recurring payments made by ACH.

For assistance with your account, or if you have questions about your membership or the new credit card fee, please call
800-610-6642 or email