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Accidents and Illness Can Strike at Any Time!

Short-Term Disability Insurance

Safeguards Your Hard-Earned Savings While You Recover

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When life unexpectedly happens, short-term disability insurance can help preserve your assets while you’re unable to work, due to injury, illness, or pregnancy-related medical issues.

Key Benefits

  • Highly competitive rates
  • Easy claims filing
  • $1,000 weekly benefit*
  • Begins paying after 14th day of illness or injury
  • Supplements wait-time gap for long-term disability insurance
  • No medical exam required, no health questions asked!

Long-Term Disability Insurance

A Must-Have Policy for Physicians of All Ages

Regardless of your age or stage in your medical career, long-term disability insurance is a prudent way to protect your hard-earned assets. This essential coverage provides a steady stream of income to help cover essential expenses during an extended illness or after a disabling accident.

Key Benefits

  • Up to a $10,000 monthly benefit**
  • Highly competitive rates
  • Superior coverage from MetLife
  • Easy claims filing
  • No medical exam required or health-related questions to answer!

As your trusted partner in personal and professional insurance coverages, CAP Physicians Insurance Agency (CAP Agency) can provide expert advice on the benefits and details of competitively priced short- and long-term disability insurance offered through MetLife.

Learn More! Contact CAP Agency:

Phone: 800-819-0061

Email:  CAPAgency@CAPphysicians.com

*Must be currently working in healthcare at least 17.5 hours per week/per calendar quarter and not currently disabled or at time coverage becomes effective. Limited time pre-existing condition exclusion may apply.

**Must be currently working in healthcare at least 17.5 hours per week/per calendar quarter and not currently disabled or at time coverage becomes effective. Limited time pre-existing condition exclusion may apply; $200,000 annual income required to qualify for $10,000 monthly benefit otherwise benefit will be based on 60% maximum.