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Two Must-Have Insurance Policies for Physicians at Excellent CAP Member Rates

As a CAP member, you can access great rates on must-have insurance coverage all physicians need.

Learn more about two essential policies* at preferred member rates, customized for you, your practice, and your family.

Call 800-819-0061 or email

Business Owner's Policy/Property and Casualty Insurance | Essential Protection for Your Practice

Medical practices must carefully consider the financial risks that are common to all service-oriented organizations.

A Business Owner’s Policy (BOP) provides superior coverage for claims stemming from:

  • Fire, flood, and other accidental property damage     
  • Libel, slander, and copyright infringements
  • Non-employee injuries                                            
  • Stolen property
  • Equipment damage

A BOP provides you with a wide range of business liability and property/casualty coverage combined into one policy—so you can avoid purchasing these coverages separately and save! If you are under-insured or over-insured, a licensed insurance expert will evaluate your BOP needs to obtain the right amount of coverage at the right time.

Personal Umbrella Coverage | Don’t Put Your Savings at Risk!

When “life happens,” personal umbrella insurance is an often overlooked but essential coverage. It provides you and your family members with additional liability coverage for any lawsuits that exceed the coverage provided under your homeowners, automobile, tenants, and recreational vehicle policies.

Personal umbrella covers:

  • Bodily injury liability                                                 
  • Landlord liabilities
  • Property damage liability                                         
  • Libel, defamation, and more!

From $3 million up to $10 million in coverage at affordable rates, you can protect your hard-earned savings from the high costs associated with lawsuits stemming from everyday life. CAP members also benefit from, at no additional cost, $1 million in uninsured and underinsured motorist coverage—with no underwriting required. You can purchase an umbrella policy in just minutes.

Visit to learn more and get started.

Get more information and request a quote from a licensed insurance expert: Call 800-819-0061, email  

*Certain terms, conditions and exclusions may apply.