Accidents and illness can disrupt your life in many ways, but they shouldn’t have to significantly impact your finances. When life unexpectedly happens (as it often does), disability insurance is a smart way to protect your hard-earned savings while you’re unable to work.
The Invaluable Benefits of Disability Insurance
When you’ve spent years building your wealth and planning for the future, the last thing you want to do is self-finance during an untimely injury or illness. Protecting your livelihood should be a top priority.
Solid disability coverage is key to safeguarding your income and other assets should you become unable to work due to illness or injury.
Disability coverage, offered through Symphony Health, gives you the financial cushion needed to help preserve your assets and help you focus on recovering and returning to work as quickly as possible.
Short-Term Disability
Short-term disability insurance can help preserve your assets if you‘re unable to work as you recover from injury, illness, or pregnancy-related medical issues.
Top benefits of Symphony Health’s short-term disability coverage:
- $1,000 weekly benefit1,2
- Highly competitive rates
- Easy claims filing
- Begins paying after the 14th day of illness or injury
- Supplements wait-time gap for long-term disability insurance
- Benefit will not be reduced by State disability
- Guaranteed Issue: No medical exam required, no health questions asked!
Long-Term Disability
Regardless of your age or stage in your medical career, long-term disability is essential. This must-have coverage provides a steady stream of income to help cover your living expenses during an extended illness or after a disabling accident.
Top benefits of Symphony Health’s long-term disability coverage:
- Up to a $10,000 monthly benefit1,2,3
- Highly competitive rates
- Easy claims filing
- Guaranteed Issue: No medical exam required or health-related questions to answer!
To learn more, email HealthCareServices@SymphonyRisk.com or call 800-819-0061.
¹Various deductibles and/or exclusions may apply.
²Must be currently working in healthcare at least 17.5 hours per week/per calendar quarter and not currently disabled or at time coverage becomes effective. Limited time pre-existing condition exclusion may apply.
³Must be currently working in healthcare at least 17.5 hours per week/per calendar quarter and not currently disabled or at time coverage becomes effective. Limited time pre-existing condition exclusion may apply; $200,000 annual income required to qualify for $10,000 monthly benefit otherwise benefit will be based on 60% maximum.