Historically, communicable diseases, such as the flu, have generally not been covered by workers’ compensation insurance. Workers can file a workers’ compensation claim alleging COVID-19 contraction or exposure, but until the recent Executive Order N-62-20 signed by Governor Gavin Newsom, they would have to show that they contracted the disease while they were on the job.

NAS CyberNet was created to help members of CAP Agency and we certainly hope you and your family were not affected by the deadly fires in California last year. When disasters like this happen, it is always an opportunity to reflect on your personal insurance.

NAS CyberNet was created to help members of the Cooperative of American Physicians prevent or mitigate damages caused by a data breach. A data breach can be very costly, causing down time to your practice as well as possible fines and penalties for HIPAA violations even if you do have insurance. So how do you prepare?

If you are 65 or older, you face a dilemma your younger coworkers do not, and that is this: Is your employer-provided health insurance plan really your best possible option? The honest answer is: Maybe. It depends.

California law requires employers to have workers’ compensation insurance for their employees. CAP Physicians Insurance Agency, Inc. frequently runs into two main questions about whether our members need to carry workers’ compensation insurance coverage to comply with state law.