Physicians routinely prepare for unexpected clinical situations and other risks in their everyday lives. Planning for travel should be no different, because unexpected disruptions and emergencies can extend far beyond inconvenience.
Travel insurance, offered through Symphony Health by One80 Elite Protect, helps address these realities through a comprehensive travel protection program with robust insurance benefits.
Insurance for Common Travel Disruptions
CAP members can get coverage for serious illness or injury affecting the traveler, family members, travel companions, or hosts; severe weather; terrorist incidents; airline or tour operator bankruptcy; quarantine situations; jury duty; and many other unforeseen circumstances.
For physicians who frequently book conferences, international educational opportunities, and family travel months in advance, this protection helps safeguard your significant financial investments while providing flexibility when plans change unexpectedly.
Covering the Gaps in Health Insurance
Don’t assume that your domestic health insurance will adequately protect you while traveling. Some medical plans may not cover emergency evacuations, care coordination, up front hospital payments, or medical transportation.
This travel insurance program provides up to $250,000 in Emergency Accident and Sickness coverage, and up to $1,000,000 for Medical Evacuation and Repatriation of Remains.
Pre-Existing Condition coverage is also included if purchased within 21 days of initial deposit or signed contract.
PLUS: Unlike many travel insurance programs that outsource care coordination, this benefit is supported by AeroMD’s licensed, in-house physicians who manage global care coordination, medical evacuations, and telemedicine consultations. The program also includes 24/7 travel assistance and baggage tracking services to help address travel disruptions.
Travel Insurance Benefit Summary
| Coverage Category | Benefit Amount | Coverage Category | Benefit Amount |
| Emergency Medical & Hospitalization | $250,000 | Trip Interruption | 150% of Trip Cost |
| Medical Evacuation & Repatriation | $1,000,000 | Interruption for Any Reason | 75% of Trip Cost |
| Trip Delay | $3,000 ($250/day) | Baggage Damage/Loss | $2,500 |
| Optional Enhanced Trip Delay | $7,000 ($500/day) | Baggage Delay | $600 |
| Trip Cancellation | 100% up to $200,000/person | Accidental Death & Dismemberment (AD&D) - 24/7 | $25,000 |
| Optional Cancel for Any Reason | 75% of Trip Cost | AD&D - Common Carrier | $50,000 |
Travel insurance should do more than reimburse losses. For physicians, true protection means managing both the financial and logistical challenges that can arise when plans don't go as expected.
Contact Symphony Health today to learn more and access competitive pricing!
Contact Symphony Health at 213-576-8530 or
via email at HealthCareServices@SymphonyRisk.com