From having excellent malpractice coverage to remaining compliant with regulations, CAP members are well versed in protecting themselves from the potential liabilities associated with practicing medicine.
Even outside of the clinical setting, physicians are vulnerable to personal liability lawsuits, which may generate exposures that can easily exceed homeowners and automobile insurance limits and cause significant financial loss.
Physicians should consider purchasing a personal umbrella insurance policy, an often overlooked yet very important and inexpensive piece of coverage that supplements the basic liability coverages provided by your home and auto insurance.
As a CAP member, you can purchase a personal umbrella policy that provides up to $10 million in excess liability coverage—at affordable rates with no underwriting required!
View rates and purchase this must-have coverage immediately at: https://capgpel.epicbrokers.com/
Here are several important exposures that warrant serious consideration for an extra layer of coverage over basic home and auto insurance:
- Owning a home, having a swimming pool, or employing a housekeeper, nanny, or other domestic staff
- Having children who are away at school
- Owning a dog
- Blogging and/or posting comments or photos online
- Serving on a board of a non-profit and/or a for profit organization
You may think that your current homeowners, automobile, and other property policies already offer enough protection. However, without a personal umbrella liability policy, any claim that is greater than your current coverage limits could wreak havoc on your financial assets, or negatively impact your future earnings if you do not have enough to pay the balance of any damages awarded against you.
While significant assets do require more coverage, a personal umbrella policy can protect both physicians with amassed wealth and those who are building their portfolio.
Review rates and enroll now: https://capgpel.epicbrokers.com/
To learn more, and to speak to a licensed insurance professional, contact Symphony Health via email at healthcareservices@symphonyrisk.com or call
800-819-0061. Symphony Health is CAP’s preferred partner for your business and personal insurance needs, supplementing your medical malpractice coverage from CAP.
To learn more, email healthcareservices@symphonyrisk.com or call 800-819-0061.