As a physician, your ability to earn an income is one of your most valuable assets—and protecting it is essential.
From October 15 through November 30, 2025, CAP members have an exclusive opportunity to secure essential personal insurance—like must-have life and disability coverage—to protect themselves, their families, and their financial futures.
CAP members currently receive automatic benefits, including $10,000 of life insurance and up to $2,000/month of disability insurance. Effective January 1, 2026, coverage for these benefits increases to $15,000 in life insurance and up to $4,000/month of disability insurance. But added coverage is still essential for comprehensive protection!
Now is the time to evaluate your existing policies and increase coverage or purchase new coverage.
No medical exams or underwriting required for most plans!
Enroll now at www.CAPphysicians.com/Enroll to secure:
- Life Insurance: Up to $500,000¹
- Short-Term Disability: $1,000/week²
- Long-Term Disability: Up to $15,000/month² – New Increased Coverage Amount Available!
- Critical Illness Insurance – Up to $30,000 lump sum benefit
- Accident Insurance³ – Affordable coverage for the unforeseen
- Dental and Vision Insurance – Significant savings on routine care and major services
- Hospital Indemnity Insurance – Up to $2,000 for admission and $400/day for 15 days. No pre-existing condition exclusions.
All at specially negotiated CAP group rates
You may not find better coverage at better rates elsewhere!
Learn more and begin enrollment on October 15!
www.CAPphysicians.com/Enroll
Enroll Today—No Medical Exams Required for Most Plans!
Visit: www.CAPphysicians.com/Enroll
Call: 800-819-0061
Email healthcareservices@symphonyrisk.com
PLUS, during this annual enrollment period, get a personalized consultation for individual or group health insurance for your practice!
These products are offered through Symphony Health, a division of Symphony Risk Solutions. CAP works with Symphony Health to provide you with flexible options to purchase these supplemental insurance coverages.
These products are offered through Symphony Health, a division of Symphony Risk Solutions. CAP works with Symphony Health to provide you with flexible options to purchase these supplemental insurance coverages.
¹New CAP members within the first 90 days of membership have the option to purchase up to $500,000 in life insurance with no required health exams. For members who are currently enrolled in supplemental life coverage and not at the current $500,000 maximum, you may get an additional $50,000 of life insurance benefits with no medical underwriting required.
²To be eligible, you must be working in healthcare at least 17.5 hours/week and cannot be currently disabled or at the time coverage becomes effective. Other limited time pre-existing condition exclusions may apply.
³Income benefits details available in the Resources section of the enrollment portal or call to request. Pre-existing exclusion applies (except for heart attack or stroke).