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A.M. Best Affirms A+ (Superior) Rating of the Cooperative of American Physicians’ Mutual Protection Trust for 16th Consecutive Year

As a CAP member, you'll be pleased to know that the Mutual Protection Trust (MPT) has earned a Financial Strength Rating of A+ (Superior) from A.M. Best for the 16th consecutive year. 

Among several notable acknowledgments, A.M. Best recognized MPT’s “cost-effective medical professional liability services,” with a “favorable market position in California as the second-largest provider of physician professional liability coverage in the state.”

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The rating reflects MPT’s ability to meet ongoing coverage and contract obligations for your more than 12,500 fellow physician members. MPT’s outlook was reaffirmed as stable and its strong financial flexibility, capital strength, and sound invested asset base were highlighted as part of the rating.

“Since 2006, MPT has received an A+ rating from A.M. Best, a demonstration of our ongoing prudent financial oversight and strength on behalf of our physician members and their practices,” said CAP CEO Sarah E. Scher. “As so many California physicians recognize and rely upon MPT’s protection, CAP continues to experience significant growth.”

A.M. Best is the oldest credit reporting agency, assessing the creditworthiness of over 16,000 companies worldwide; and is renowned for its financial ratings and information in the insurance industry. A.M. Best’s internationally recognized Credit Ratings summarize an organization’s ability to pay claims and debts and meet other financial obligations. For more information on A.M. Best and its rating criteria, visit

Congratulations to all CAP members on another year of prestigious recognition by A.M. Best.