Personal Insurance Options Available at Excellent CAP Group Rates
Members of the Cooperative of American Physicians (CAP) have until November 17, 2026, to take advantage of competitively-priced insurance products through Symphony Health.
As a CAP member, you can benefit from excellent group rates and the expertise of licensed insurance agents who have a deep understanding of your unique needs as a physician.
This is the only time of year that all members can upgrade their existing benefits and select new coverages.
With healthcare costs continuing to rise, now is the time to get added protection from the following policies for you and your family all at CAP group rates with no medical exams required.
The new coverage period goes into effect January 1, 2027.
- Life Insurance – Up to $500,000¹
- Short-Term Disability – $1,000/week²
- Long-Term Disability – Up to $15,000/month²
- Critical Illness Insurance – Up to $30,000 lump sum benefit
- Accident Insurance – Less than a $1/day with cash benefits for ambulance, hospital stays, follow-up care—and much more
- Dental and Vision Insurance – Significant savings on routine care and major services
- Hospital Indemnity Insurance – Up to $2,000 for admission and $400/day for 15 days – No preexisting condition exclusions
- And many more!
Learn More and Enroll! www.CAPphysicians.com/Enroll
If you need help registering for the portal and/or would like assistance with navigating and selecting the insurance selections, please call Symphony at 213-576-8530.
¹New CAP members within the first 90 days of membership have the option to purchase up to $500,000 in life insurance with no required health exams. For members who are currently enrolled in supplemental life coverage and not at the current $500,000 maximum, you may get an additional $50,000 of life insurance benefits with no medical underwriting required.
²To be eligible, you must be working in healthcare at least 17.5 hours/week and cannot be currently disabled or at the time coverage becomes effective. Other limited time preexisting condition exclusions may apply.