Innovative, financially solid malpractice coverage through the CAPAssurance program
CAPAssurance, a Risk Purchasing Group, offers innovative programs and services that extend well beyond basic medical professional liability coverage. In addition to highly customizable coverage, hospitals and large groups benefit from best-in-class risk management programs and claims management and defense.
CAPAssurance brings to large medical groups the same unique approach to medical professional liability coverage that has made CAP an industry leader since 1977. The CAPAssurance program proudly carries on CAP’s longstanding reputation for innovation, excellence, and affordability.
CAPAssurance is proud to offer flexible and secure risk financing options through one of the nation’s most financially solid medical professional liability insurers, rated A+ (Superior) by A.M. Best. CAPAssurance coverages include:
- Professional liability
- General liability
- Excess umbrella
Our comprehensive risk management and patient safety programs are backed by experienced professionals to help reduce risk and foster patient safety and satisfaction. Risk management programs are designed on an account basis and may include additional fees.
Insurance coverage through the CAPAssurance program is provided by one of the nation’s leading and most financially stable carriers with over $5 billion in assets and an A+ (Superior) rating by A.M. Best Company.
CAPAssurance offers one of the best hospital risk management programs in the industry: A dedicated risk management consultant will work hand-in-hand with your organization to help reduce risk and foster a culture of safety among staff members and physicians. Should a claim arise, we provide exceptional claims management and retain highly experienced defense attorneys with proven track records.
The hallmark of the CAPAssurance program is the ability to customize a plan to meet facilities’ unique coverage and financial needs. The program offers:
- Medical professional liability protection for the entity and allied health workers
- General liability coverage for liability arising out of premises and operations
- Actuarially determined, experience-rated programs, flexible retentions, and tailored indemnity limits
The CAPAssurance program assumes a collaborative, proactive approach to risk management and patient safety. Experienced hospital risk management consultants are available to assist you upon request with guidance and programs designed on an account basis and may include an additional fee.
Cooperative of American Physicians, Inc. is licensed as a property and casualty broker-agent and surplus line broker (California license No. OB72723). Insurance purchased by CAPAssurance is from a non-admitted or surplus line insurer that is not licensed by the state of California.