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Medical Malpractice Coverage

For Large Groups and Hospitals
CAPAssurance Logo

As a program of the Cooperative of American Physicians, Inc. (CAP),1 CAPAssurance, a Risk Purchasing Group, offers superior medical malpractice coverage specifically tailored to large medical groups, facilities, and hospitals at the lowest possible rate. The CAPAssurance program proudly carries on CAP’s long-standing reputation for innovation, excellence, and service.

The CAPAssurance Difference

CAPAssurance offers innovative programs and services that extend well beyond basic medical professional liability coverage. In addition to highly customizable coverage, hospitals and large groups benefit from best-in-class risk management programs, claims management and defense, and much more.

Customized solutions for secure and trusted medical malpractice coverage, including:

  • Immediate eligibility for financial rewards
  • Broad coverage options and simplified policy coverage form
  • Medical Premises Liability included in policy/standalone general liability available

Thorough investigation and analysis of claims by skilled professionals who provide:

  • Collaboration with members on claims resolution
  • Prompt service and response
  • Consultations with specialty-specific board-certified physicians

Top-tier lawyers handle sensitive legal matters and focus on the best possible outcomes through:

  • Direct resolution without unnecessary motions
  • Prevention of unwarranted depositions
  • Educational programs for litigation support

Personalized service from risk management and patient safety experts who offer:

  • 24/7 hotline access for adverse event assistance
  • Risk mapping across all service areas to identify improvement strategies
  • CME-accredited education for leadership and clinical staff
  • And more!

Discounted business and practice management products and services that include:

  • Group purchasing program
  • Online marketing platform
  • IT and HIPAA compliance support
  • Online compliance trainings
  • And more!


Benefits available for purchase by medical groups at a discounted group premium, including:

  • Group Long-Term Disability - Up to $2,000 per month for up to 24 months
  • Group Term Life Insurance - $10,000 in the event of death
  • CyberRisk Insurance Liability - $50,000 for each claim/up to $250,000 aggregate
  • Employment Practices Plan - $50,000 per employment event/$150,000 aggregate per plan period to help cover legal expenses associated with employment-related lawsuits alleging wrongful termination
CAPAssurance is proud to offer risk financing solutions through one of the nation’s leading medical professional liability insurance carriers, physician-owned with more than 30,000 insured healthcare providers, $2.2 billion in assets, and an A (Excellent) rating from AM Best.
CAPAssurance 24-hour Risk Management Hotline: 800-499-6248

Contact the CAPAssurance 24-hour Risk Management Hotline at 800-499-6248 for immediate guidance on managing adverse events and high-exposure incidents. Or send an email to

1The Cooperative of American Physicians, Inc. is licensed as a property and casualty broker-agent and surplus line broker (California license No. OB72723). Insurance purchased through CAPAssurance is from a non-admitted or surplus line insurer that is not licensed by the state of California.

*CAPAssurance benefits are available for purchase by medical groups at a discounted group premium. Certain exclusions and deductibles may apply.