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Large Group and Hospital Coverage

Superior Protection. Financial Strength.

Innovative, financially solid malpractice coverage through the CAPAssurance program

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CAPAssurance, a Risk Purchasing Group, offers innovative programs and services that extend well beyond basic medical professional liability coverage. In addition to highly customizable coverage, hospitals and large groups benefit from best-in-class risk management programs and claims management and defense.

Large Groups

CAPAssurance brings to large medical groups the same unique approach to medical professional liability coverage that has made CAP an industry leader since 1977. The CAPAssurance program proudly carries on CAP’s longstanding reputation for innovation, excellence, and affordability.

Cost Savings
Cost Savings

CAPAssurance provides superior professional liability coverage at the lowest possible cost through:

  • Rigorous underwriting
  • Our unique claims-paid financing model
  • Assertive claims and legal defense
  • Proactive risk management
Financially Solid Customized Coverage
Financially Solid Customized Coverage

CAPAssurance is proud to offer flexible and secure risk financing options through a nationwide leader in professional liability coverage with an A (Excellent) rating by A.M. Best. CAPAssurance coverages include:

  • Professional liability
  • General liability
  • Excess umbrella
Claims Management and Defense
Claims Management and Defense

Best-in-class claims management and legal defense provide you with exceptional representation:

  • Average tenure of a CAP specialist is 15 years
  • Most claims staff have earned their JD and/or RN
  • The finest medical professional liability attorneys in the area
Risk Management and Patient Safety
Risk Management and Patient Safety

Our comprehensive risk management and patient safety programs are backed by experienced professionals to help reduce risk and foster patient safety and satisfaction. Risk management programs are designed on an account basis and may include additional fees.

Practice Management Services
Practice Management Services

As a member of CAPAssurance, you receive practice management services to help optimize the business side of practicing medicine.

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All accredited organizations are required to use a preoperative verification process and surgical site marking process to help eliminate wrong site procedures. Originally issued by the Joint Commission in 2003.
Hospitals and Facilities

Insurance purchased through CAPAssurance is provided by a nationwide leader in professional liability coverage with an A (Excellent) rating by A.M. Best.

CAPAssurance offers one of the best hospital risk management programs in the industry: A dedicated risk management consultant will work hand-in-hand with your organization to help reduce risk and foster a culture of safety among staff members and physicians. Should a claim arise, we provide exceptional claims management and retain highly experienced defense attorneys with proven track records.

CAPAssurance 24-hour Risk Management Hotline: 800-499-6248

Contact the CAPAssurance 24-hour Risk Management Hotline at 800-499-6248 for immediate guidance on managing adverse events and high-exposure incidents. Or send an email to

Cooperative of American Physicians, Inc. is licensed as a property and casualty broker-agent and surplus line broker (California license No. OB72723). Insurance purchased by CAPAssurance is from a non-admitted or surplus line insurer that is not licensed by the state of California.