Asset Protection: Personalized Attention for CAP Physicians

NAS CyberNet was created to help members of CAP Agency and we certainly hope you and your family were not affected by the deadly fires in California last year. When disasters like this happen, it is always an opportunity to reflect on your personal insurance. Once we get the coverage for our home, we often forget to review it regularly to make sure we still have the protection we need if something were to occur. We want to be sure if something does happen, you will be able to replace your home and all personal assets.

When it comes to protecting your personal assets, you deserve the same expert, trustworthy, personalized attention from your insurance broker that you give to your patients. That is why CAP Physicians Insurance Agency has partnered with Epic Insurance Brokers Private Client Group as your strategic partner committed to delivering superior service. We are available whenever you need us, and confidentiality is always guaranteed. Laura Schneider is our Epic Brokers personal lines expert who will review your program on an ongoing basis to evaluate potential revisions in response to economic changes, market trends, or changes in your needs.

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Custom Services Designed for Cooperative of American Physicians

Significant personal assets require higher levels of protection, often with uncommon coverage requirements not available with standard policies. Because your needs are unique, we work with you to create a plan designed specifically for you.

As a Cooperative of American Physicians member, you are eligible to receive an offer for a variety of personal, traditional, and specialty coverages, including:

Home and Auto

Vacation Homes and Rentals

Fine Art, Jewelry, and Collections, including Wine

Recreational Vehicles

Yachts and Watercraft

Private Aircraft

Gentleman Farming and Wineries

Group Personal Umbrella

Most of us do not like to think about the possibility of something bad happening to us or our family, such as an automobile accident, slip and fall, or someone drowning in your pool. Bad luck can strike at any time and inadequate liability insurance coverage can prove financially devastating.  

As a physician-owned cooperative, CAP is able to secure exceptionally competitive rates through a Group Personal Umbrella Insurance Program with an A+ carrier, Chubb, which sits on top of your homeowners and automobile coverage to ensure you have adequate protection. This coverage applies to all family members residing in your residence.

For example, as a member of CAP, you can purchase a policy that provides three million in excess liability coverage for $675 per year. Additional limits are available at the same low prices, up to 20 million dollars in excess liability coverage. CAP’s personal umbrella coverage also includes, at no additional cost, one million in uninsured and underinsured motorist coverage. No underwriting is required, just complete the enrollment form, pay the premium, and you are covered. It’s that easy!

If you would like to learn more these fantastic coverages, click here to review coverages and complete an online application, or call us at 800-819-0061.