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Superior Protection, Exceptional Benefits

Why CAP?

MICRA Under Attack: What You Need to Know

MICRA Updates


Health Care Risk Solutions from the Cooperative of American Physicians, Inc.

Welcome to the Cooperative of American Physicians, Inc. (CAP), your solution for medical malpractice protection and insurance for California physicians, large physician groups, and hospitals.

Because CAP is owned and governed by California’s finest doctors, we understand the specific issues facing health care providers. With a legal, political, and business landscape uniquely its own, California can present both challenges and opportunities to health care professionals. CAP understands those challenges and has tailored its benefits to meet a broad range of needs from doctors managing small practices to large physician groups, hospitals, and other health care facilities.

From its medical malpractice coverage and access to supplemental lines of business owners’ coverage to its expert medical liability management services and products, CAP offers health care professionals the tools to reduce their liability risks, improve patient safety and satisfaction, and minimize operational costs so they can focus on what they do best – providing excellent care.

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