CAP members have until November 15, 2023, to take advantage of competitively priced insurance products. The new coverage period goes into effect January 1, 2024.
Visit www.CAPphysicians.com/enroll to Enroll Now!
As a CAP member, you can benefit from excellent group rates and the expertise of licensed insurance agents who have a deep understanding of physicians’ unique needs.
Protect you and your family against unexpected life events that could threaten your financial security and well-being.
Income Protection Safeguard Your Income in Case of an Accident or Illness |
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No Medical Exam Required! |
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Short-Term Disability¹ |
$1,000 weekly benefit paid in addition to state disability benefits. Supplements 90-day elimination period of Long-Term Disability policy.¹ |
Long-Term Disability1,2 |
Up to a $10,000 maximum monthly benefit available, or 60% of |
Family Protection Financial Security for You and Your Family |
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Life Insurance3,4 |
New CAP members can get up to $500,000 in coverage in their first |
Personal Protection Added Peace of Mind for Your Security |
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Legal Plans |
Experienced attorneys can help with estate planning, home sales, |
Identity and Fraud |
Fraud protection, digital security, and identity theft protection, |
Medical Protection When Your Health Plan Coverage Isn’t Quite Enough |
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Dental and Vision |
Multiple coverage options available with a wide range of in-network and out-of-network providers. Plus, there is no waiting period. |
Accident Insurance Benefits |
Scheduled benefits up to $50,000 for unforeseen accidents or injuries. |
Critical Illness Insurance5 |
Lump sum payment up to $30,000 when you or your covered dependents are diagnosed with a critical illness. |
Hospital Indemnity Insurance |
Up to $2,000 for hospital admission and $400/day for 15 days. |
For questions or help enrolling:
Call: 800-819-0061, Press 5, or
Email: healthcareservices@symphonyrisk.com
*To safeguard member confidentiality, the Social Security number in the system will be displayed as the last four digits of your CAP member number.
*To be eligible, you must be working in healthcare at least 17.5 hours/week and cannot be currently disabled or at the time coverage becomes effective. Other limited time pre-existing condition exclusions may apply.
¹Limited time pre-existing condition exclusions apply.
²Income from the tax year immediately prior will be used to determine benefit at time of claim.
³Members covered by CAP longer than 90 days and not previously enrolled in supplemental life coverage.
4No medical underwriting required if currently enrolled in supplemental life insurance benefits under the $500,000 maximum.
(Underwriting required for new policyholders.) Increase above the additional $50,000 available with Statement of Health.
5Additional benefits details are available in the Resources section of the enrollment portal.