Refer a Colleague to CAP



Refer Your Colleague

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Help protect a fellow physician by referring them to CAP.

  • Fill out the form to the right as completely as possible.
  • A CAP account executive will contact your referred colleague, letting him or her know that you graciously made the referral.
  • We’ll let you know if your collegue applies for membership.










CAP members receive medical liability protection from the Mutual Protection Trust (MPT). Since 2006, MPT has earned A.M. Best Company′s A+ (Superior) rating, demonstrating MPT′s financial strength and its ability to meet ongoing coverage and contractual obligations.

The Mutual Protection Trust (MPT) is authorized under Section 1280.7 of the California Insurance Code as an unincorporated interindemnity arrangement among physician members of the Cooperative of American Physicians, Inc. (CAP). Members do not pay insurance premiums. Instead, they pay assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make an Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement.©2022