EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)
Many physicians have employees who are a valuable asset to a practice but every once in awhile some become a liability. Employment Practices Liability Insurance (EPLI) provides protection for employee-related issues.
EPLI is coverage for an employer in the event of an actual or alleged employment-related claim by or on behalf of an employee. EPLI will reimburse you for any legal expense, and/or damages and judgments incurred by you arising out of any claims for:
- Wrongful Termination
- Discrimination
- Harassment
- Retaliation
- Disclosure of Confidential Employee Information Resulting in Identity Theft
- Violations of Family Medical Leave Act or Similar State or Local Law
- Violations of Uniformed Services Employment and Reemployment Rights Act
- Breach of an employee's federal, state, or local civil rights
For further details, please review this sample policy.
As a CAP member, you receive Employment Practices Defense (EPD).
EPLI Coverage Limits
Below are three available options for EPLI coverage limits and the premium amounts for those limits.
# of Employees $250,000 $500,000 $1,000,000
1 - 20 $1,100 $1,588 $2,444
21 - 35 $1,145 $1,654 $2,544
36 - 50 $1,446 $2,088 $3,213
Application Process
To obtain coverage for EPLI, please complete this application and fax it to 213-576-8560. You may also scan and send via e-mail to CAPAgency@CAPphysicians.com.
If you would like to mail your completed application, please send it to the following address.
CAP Physicians Insurance Agency, Inc.
Attn: Diana Leoncio or Alfred DeLeon
333 S. Hope St., 8th Floor
Los Angeles, CA 90071
If you have any questions, call us at 800-819-0061.
