By becoming a member of the Cooperative of American Physicians, Inc. you join company with California’s finest practicing physicians. As a member, you have access to superior medical professional liability coverage through our core product, the Mutual Protection Trust. And because only the best physicians are accepted as members, our organization is able to offer this superior protection at lower rates than carriers providing what is commonly known as medical malpractice insurance.

But much more than just medical professional liability coverage awaits you. Effective risk management programs, exceptional and vigorous claims defense and additional protection for your practice and personal assets are just a few of the services we provide for our members.

Join and Benefit

Medical professional liability coverage can cost a great deal but, through the Mutual Protection Trust, CAP provides this important protection to its physician members at cost-efficient rates.

The Mutual Protection Trust (MPT) is only available to members of CAP. Established in 1977, MPT is now considered a benchmark in the California medical professional liability industry. Our MPT product provides protection to more than 11,000 California physicians. The financial strength of the company is so outstanding that it has earned an A+ (Superior) rating from A.M. Best Company for six consecutive years. No other physician-owned company in the nation can make this claim.

We also pride ourselves on being an organization that offers doctors the best tools to meet the business challenges related to running a medical practice. We work diligently to help doctors avoid risk and improve patient safety through in-office risk management education, practice risk assessments, and arbitration implementation guidance provided by our experienced Risk Management & Patient Safety Department.

Through CAP Physicians Insurance Agency, Inc. (CAP Agency), a wholly owned subsidiary of the Cooperative of American Physicians, Inc., we protect your practice and you by offering tailored insurance programs for risks not protected by medical professional liability coverage.

We invite you to join the Cooperative of American Physicians, Inc. today.