Short-Term Disability and CAP Pregnancy Disability Plan Benefits

Did you know that your CAP membership provides you not only amazing medical liability protection, but excellent value-added benefits as well? Among these benefits is the CAP Pregnancy Disability Benefit Plan¹.

CAP Pregnancy Disability Benefit Plan highlights:

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  • 30-day waiting period
  • Up to $2,000 monthly benefit
  • Up to 60-day maximum benefit period

Benefits are payable under this plan:

  • Whether pregnancy is complicated or not
  • Regardless of whether member receives state disability or if they happen to have our Short- Term Disability coverage
  • Whether or not the member qualifies for a Disabled status with MPT

This benefit can be used multiple times and there is no pre-existing condition exclusion.

Additionally, if you are a participant in the CAP Short-Term Disability Plan¹ you can receive a weekly benefit that supplements your eligible State Disability Insurance and your Pregnancy Disability Plan benefit and closes the gap for any required 90- or 180-day waiting period plans.

Plan features (pre-existing condition exclusions do apply¹):

  • $1,000 weekly benefit
  • 14-day waiting period
  • 11- or 24-week² benefit duration
  • No medical underwriting

Please call 213-473-8747 for Short-Term Disability coverage enrollment instructions and/or additional information about the CAP Pregnancy Disability Plan or email, and we’ll be happy to assist you.


¹Must be working at least 17.5 hours per week and not currently disabled to apply; if you are currently pregnant at time of enrollment, benefits will not be payable under this plan for that pregnancy. All other pre-existing conditions are subject to policy exclusion.

²This benefit period is available only if not currently enrolled in CAP’s supplemental long-term disability plan.