Did you know that your CAP membership provides you not only amazing medical liability protection, but excellent value-added benefits as well? Among these benefits is the CAP Pregnancy Disability Benefit Plan¹.
CAP Pregnancy Disability Benefit Plan highlights:
- 30-day waiting period
- Up to $2,000 monthly benefit
- Up to 60-day maximum benefit period
Benefits are payable under this plan:
- Whether pregnancy is complicated or not
- Regardless of whether member receives state disability or if they happen to have our Short- Term Disability coverage
- Whether or not the member qualifies for a Disabled status with MPT
This benefit can be used multiple times and there is no pre-existing condition exclusion.
Additionally, if you are a participant in the CAP Short-Term Disability Plan¹ you can receive a weekly benefit that supplements your eligible State Disability Insurance and your Pregnancy Disability Plan benefit and closes the gap for any required 90- or 180-day waiting period plans.
Plan features (pre-existing condition exclusions do apply¹):
- $1,000 weekly benefit
- 14-day waiting period
- 11- or 24-week² benefit duration
- No medical underwriting
Please call 213-473-8747 for Short-Term Disability coverage enrollment instructions and/or additional information about the CAP Pregnancy Disability Plan or email benefits@CAPphysicians.com, and we’ll be happy to assist you.
¹Must be working at least 17.5 hours per week and not currently disabled to apply; if you are currently pregnant at time of enrollment, benefits will not be payable under this plan for that pregnancy. All other pre-existing conditions are subject to policy exclusion.
²This benefit period is available only if not currently enrolled in CAP’s supplemental long-term disability plan.